Annual Muti Trip Eligibility Criteria

Our International Comprehensive Annual Multi-trip policy is available to customers living in Australia permanently who are eligible to all publicly funded health and disability services.

International Comprehensive Annual Multi-trip is not appropriate for people travelling overseas intending to obtain medical or dental treatment or cosmetic surgery/consultation. Nor is it appropriate for those who have been advised by a registered medical practitioner not to fly.

This product is only available to buy via our website or by calling our customer service team.

You can only get cover under this policy if you meet all the criteria below.

• You live in Australia permanently
• You're eligible for a Medicare card
• You're travelling on your journey to a destination outside of Australia
• You will return to Australia after finishing each journey
• You haven't been refused cover, had an insurance claim declined, or had an insurance policy cancelled or voided, because of fraud
• You have access to an email address so we can contact you about your policy.

When you buy this policy, you confirm that you meet these criteria at the date your insurance was issued and will keep meeting the criteria until the date your insurance ends. 

If you don’t meet all these criteria at the date your insurance was issued, we treat your policy as void from that date, and don’t cover any claims. 

You must meet all the criteria for the entire period of insurance. If you stop meeting any of the criteria at any time, your policy will immediately end. From that date, we have no liability for any further claims, costs, or losses. 

Note: You do not need to have purchased a return ticket before your start date of journey, but you must intend to return to Australia on the completion of your overseas travel.